Your income is the foundation of your financial stability, it pays your mortgage or rent, your bills and supports your lifestyle. But what would happen if you couldn’t work due to illness or injury?
At Roff Financial, we provide honest, friendly mortgage and protection advice across Somerset and the South West, helping clients find the right income protection insurance to safeguard their finances. Here are the top five reasons why protecting your income is one of the smartest financial decisions you can make.
1. Your Income Is Your Greatest Asset
If you couldn’t work for several months, could you still pay your mortgage or rent, cover household bills, and keep your lifestyle afloat?
For most people, the answer is no — and that’s where income protection insurance steps in. It provides a regular, tax-free monthly income if you’re unable to work due to illness or injury.
At Roff Financial, we help clients across Yeovil, Martock, and the whole of the UK find policies that offer peace of mind and practical support when it’s needed most.
2. Statutory Sick Pay Won’t Cover Your Expenses
In the UK, Statutory Sick Pay (SSP) is just £116.75 per week (2025 rate) and lasts for up to 28 weeks. For most families, that isn’t nearly enough to cover even basic costs — let alone a mortgage payment.
By arranging income protection through a trusted provider, you can ensure your finances remain stable if you’re off work for an extended period.
3. Peace of Mind for You and Your Family
When you’re recovering from illness or injury, the last thing you want to worry about is money. With the right income protection plan, you can focus on your health while your finances are taken care of.
Our clients across Somerset and the South West often tell us how much reassurance their cover provides — knowing their family is protected if the unexpected happens.
4. Flexible Cover to Suit Your Needs
Whether you’re employed, self-employed, or working part-time, income protection policies can be tailored to your lifestyle and budget.
At Roff Financial, we compare options from leading UK insurers to find the right policy for your circumstances — including your preferred deferred period, benefit level, and term length.
Our advice is always personal, clear, and tailored to you.
5. It’s More Affordable Than You Think
Many people are surprised by how affordable income protection insurance can be. Monthly premiums often cost less than a takeaway or streaming subscription — but could save your financial future if illness or injury prevents you from working.
As income protection advisors near Yeovil, we’ll help you find the right balance between cost and cover, ensuring you’re protected without stretching your budget.
Protect What Matters Most with Roff Financial
At Roff Financial, we offer FREE advice and access to a wide range of income protection policies from top UK providers.
We’re based near Yeovil, Somerset, and proudly serve clients across Martock, Stoke-sub-Hamdon, and the South West — offering honest, friendly advice to help you protect what truly matters: your income, your home, and your peace of mind.
📞 Contact Roff Financial today to discuss your options and get personalised protection advice.
Add comment
Comments