Here, we'll be sharing valuable insights, tips, and success stories to help you navigate the mortgage and protection services landscape. Our goal is to provide you with the knowledge and resources you need to make informed decisions and achieve your financial goals.
The UK mortgage market is shifting once again, and with so many rate changes, lender updates and policy tweaks, it can be hard to know what it all means for you. As mortgage advisors based near Yeovil in Somerset, we’re here to explain the key developments and how they might affect homeowners, first-time buyers and landlords across the South West.
Buying a home is one of the most exciting milestones in life – but it can also be one of the most overwhelming. It’s easy to scroll through Rightmove or Zoopla, fall in love with the perfect house near Yeovil or across Somerset and start imagining your life there. But before you step through the front door for a viewing, it’s vital to know exactly what you can afford. Otherwise, you risk heartbreak if the numbers don’t add up.
As a trusted mortgage broker near Yeovil, we know how tough it’s been for first-time buyers, self-employed applicants, and families with smaller deposits.
The UK housing market continues to evolve in 2025, bringing both opportunities and challenges for homebuyers and homeowners. At Roff Financial, we’re dedicated to keeping our clients informed with honest, friendly advice to navigate the ever-changing landscape confidently.
As mortgage rates continue to fluctuate, more homeowners across the UK are asking the same question:
At Roff Financial, we’re always keeping an eye on what’s new in the mortgage world – especially when something comes along that could make life a little easier for our clients. That’s why we wanted to share details about an interesting new mortgage option just launched by Skipton Building Society: the Delayed Start Mortgage.
For individuals looking to enter the property market, the base rate significantly influences mortgage affordability:
At Roff Financial, we do more than just find you a mortgage – we build lasting relationships based on trust, expertise, and personal service.
In today's uncertain economic climate, ensuring financial stability is more crucial than ever. Recent data indicates that over two-thirds (67%) of UK adults would struggle financially if they were unable to work due to ill health. Despite this, a significant portion of the population remains without adequate financial safeguards.
For many homeowners in Somerset and across the UK, home equity is one of their most valuable financial assets. Whether you're looking to remortgage, release equity, or simply understand your property's financial potential, knowing how home equity works can help you make informed decisions.
The Financial Conduct Authority (FCA) has recently announced key changes to mortgage lending and advice rules in the UK. These updates are designed to simplify the mortgage process, increase accessibility for borrowers, and support economic growth. But what do these changes mean for homebuyers, homeowners, and mortgage advisors? In this blog, we break down the FCA's latest reforms and their potential impact.
We are thrilled to announce that Luke Roff, founder of Roff Financial, has won a Top Achievers Award in his very first year of setting up the business! Out of 217 advisors, Luke ranked 8th, a huge achievement that reflects his dedication, expertise, and passion for helping clients secure the best mortgage and protection solutions.
Get in touch with us today for expert mortgage and protection advice tailored to your individual needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
